Cost of living is getting more and more expensive
Today, most households are indebted, partly because the cost of living is getting more and more expensive and you have to take out a loan for most purchases because you can not afford the normal salary. Therefore, there are also many who have had something to do with the credit bureau or even have a negative credit bureau entry.
Nevertheless, debt does not mean that you have built your own future, because there are still options to have a comfortable life with your debts.
However, it becomes problematic when you are forced to take out a loan, even though you have a very bad credit rating or a pledge book. And in this situation, most banks are unwilling to grant a loan despite garnishment?
Can you get a loan despite garnishment?
In principle, it looks very bad when you apply for a loan despite seizure, because most German credit institutions are not willing to grant someone a loan in which a pledge is made. Because that speaks against the fact that the customer can repay his loan and thus the default risk for the bank is too large.
If you still want to try to get a loan despite seizure, then you should contact a credit intermediary, because these have good offers in this case.
To what extent can a credit intermediary help with a loan despite seizure?
Likewise, a credit intermediary can advise the client on what it looks like with the terms and obligations and which option is actually the appropriate one. But with a credit broker one must not forget that one must pay them after successful mediation usually a high commission.
How can you still get a loan?
You can also look around the internet for a suitable loan. Also on the Internet, there are various offers in which you can still get a loan despite negative credit bureau entry . In any case, you should first inform yourself in detail and always compare and compare everything offered before finally deciding. Because there can be serious differences in terms, because every offer is different.