How to get 48000 euro loan
If the equity for bills or purchases is not enough, a 48000 euro loan can be taken.
This is available from banks, savings banks and direct banks. Some also deviate and take the path of personal credit. Each of these providers has its terms and conditions.
Conditions of the banks
For the banks, which lend a 48000 euro credit, there are always conditions. It can not take every consumer such a loan 48000 euros. This is mainly due to the creditworthiness of the customer. If this is not in accordance with what is required, there will be no loan 48000 euros.
It is important to know what the bank is asking for. So the applicant must have employment. If the income of this employment is above the seizure allowance, no further collateral must be provided in the case of a good credit bureau. But if the income is below the limit and possibly a bad credit bureau be present, then collateral must be expected.
The customer must provide this to compensate for his bad creditworthiness. If he fails, an application for a € 48,000 loan will be rejected.
Balance bad credit
To compensate for a bad credit, the customer can go different way. For one thing, he can try to improve a bad credit bureau. So he first has to know what’s in the credit bureau everything is registered. He contacted the credit bureau and requested a self-report.
This can be done once a year for free. If there are obsolete entries, the customer can delete them. But this takes three months, because the credit bureau updates the entries only in this time. So the customer should wait until then and can submit a request for a 48000 euro loan with an improved credit bureau.
48000 euro credit – Improve creditworthiness
However, the loan can also be improved with so-called loan collateral. Not everyone has a bad credit bureau, but a too low salary. These customers require credit security sufficient to improve bad creditworthiness. A guarantor can stand for a 48000 euro credit.
This would have to have a regular salary during the long term and may not borrow in the time itself. Thus, customers often decide to use their life insurance, or the repurchase value of the